When it comes to finding the best business credit cards for travel, there are several options to consider. These cards offer exceptional rewards, points, and perks that can elevate your business trips and improve your spending efficiency. By using these cards for your business expenses, you can earn valuable travel rewards that can be used for flights, hotel stays, and more.
Key Takeaways: Best Business Credit Cards For Travel
- Best business credit cards for travel are designed to offer exceptional rewards and perks.
- Using business credit cards for your expenses can earn you valuable travel rewards.
- Travel rewards can be used for flights, hotel stays, and other travel-related expenses.
- Consider your business’s spending habits and travel preferences when choosing a business credit card.
- Take advantage of the rewards and perks these cards have to offer to optimize your business travel.
Capital One Spark Miles for Business
The Capital One Spark Miles for Business card is a top choice for businesses looking to maximize their travel rewards. With this card, you can earn unlimited travel points that can be used towards flights, hotel stays, and more. Let’s take a closer look at the features and benefits of this card:
Unlimited Travel Points
With the Capital One Spark Miles for Business card, you have the opportunity to earn a generous one-time bonus of 50,000 miles – equivalent to $500 in travel – after spending $4,500 on purchases within the first 3 months. This bonus alone can help jumpstart your travel rewards. Additionally, you can earn 2x miles per dollar on every purchase and 5x miles on hotels and rental cars booked through Capital One Travel. This means that every business expense can contribute to your travel points balance, helping you earn more rewards faster.
Flexible Redemption Options
The miles you earn with the Capital One Spark Miles for Business card can be transferred to over 15 travel loyalty programs, including popular airlines and hotel chains. This flexibility allows you to choose the loyalty program that best suits your travel preferences, giving you the freedom to use your points for the flights or hotel stays that work best for you. Additionally, you can redeem your miles instantly for any travel-related purchases, making it easy to use your rewards whenever you need them.
Statement Credit for TSA PreCheck® or Global Entry
In addition to travel points, the Capital One Spark Miles for Business card offers a $100 statement credit for TSA PreCheck® or Global Entry. This valuable perk can help expedite your airport security experience, saving you time and hassle during your business travels.
With its unlimited travel points, flexible redemption options, and valuable statement credit, the Capital One Spark Miles for Business card is an excellent choice for businesses looking to enhance their travel experiences while earning rewards. It’s a powerful tool that can help you save on business travel expenses and unlock new opportunities for growth.
| Key Features | Benefits |
|---|---|
| One-time bonus of 50,000 miles after spending $4,500 on purchases within the first 3 months | Jumpstart your travel rewards |
| 2x miles per dollar on every purchase | Maximize rewards on all business expenses |
| 5x miles on hotels and rental cars booked through Capital One Travel | Earn even more rewards on travel-related expenses |
| Miles can be transferred to 15+ travel loyalty programs | Flexibility to choose the program that best suits your travel preferences |
| $100 statement credit for TSA PreCheck® or Global Entry | Save time and hassle at the airport |
Ink Business Preferred® Credit Card
The Ink Business Preferred® Credit Card is a top choice for businesses seeking travel rewards bonus categories. With this card, you can earn a generous 100,000 bonus points after spending $8,000 on purchases within the first 3 months. This substantial bonus opens up exciting opportunities for redeeming points towards travel expenses, making your business trips even more rewarding.
One of the standout features of the Ink Business Preferred® Credit Card is the ability to earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Whether you’re booking flights, accommodations, or other eligible travel expenses, your spending will rack up bonus points that can be used for future adventures. What’s more, for every dollar spent on all other purchases, you’ll earn 1 point.
Beyond the generous earning potential, the Ink Business Preferred® Credit Card provides valuable purchase protection for new purchases. This feature can offer peace of mind knowing that your business investments are protected in case of unforeseen circumstances.
Moreover, the Ink Business Preferred® Credit Card offers a variety of redemption options to suit your business needs. You can choose to redeem points for cash back, gift cards, or travel-related expenses, providing flexibility and convenience.
Key Features:
- Earn 100,000 bonus points after spending $8,000 on purchases within the first 3 months.
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year.
- Earn 1 point per $1 on all other purchases.
- Purchase protection for new purchases.
- Various redemption options including cash back, gift cards, and travel.
With its exceptional bonus points, travel bonus categories, and purchase protection, the Ink Business Preferred® Credit Card is a standout choice for businesses seeking a credit card that rewards their spending and offers valuable benefits. Take advantage of the opportunities this card provides to maximize your travel rewards and enhance your business journey.
| Pros | Cons |
|---|---|
| Generous 100,000 bonus points offer | High spending requirement to earn the bonus |
| Earns 3 points per $1 on travel and select business categories | $95 annual fee |
| Purchase protection for new purchases | No introductory APR offer |
| Flexible redemption options |
“The Ink Business Preferred® Credit Card offers fantastic travel rewards with its generous bonus points and travel bonus categories. Additionally, its purchase protection gives me added peace of mind when making new purchases for my business. It’s definitely my go-to card for earning valuable rewards while managing my business expenses.”
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is a standout option for businesses in need of a travel card without an annual fee. With this card, you can enjoy a range of benefits along with the opportunity to earn bonus points on your purchases.
Upon opening an account, you’ll be eligible for a welcome bonus of 30,000 online bonus points when you spend at least $3,000 within the first 90 days. Plus, the points you earn don’t expire as long as your account remains open, giving you flexibility and more time to redeem them.
This card offers a straightforward rewards structure, allowing you to earn unlimited 1.5 points for every $1 spent. Whether it’s flights, hotel stays, or other travel expenses, your purchases will contribute towards earning valuable points, which can later be redeemed for a statement credit, travel, cash back, or even gift cards.
In addition to these rewards, the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card provides a hassle-free experience for travelers. There are no foreign transaction fees, making it an ideal choice for businesses with international operations or frequent overseas travel.
Experience the convenience and benefits of the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card for your business travel needs. Start earning bonus points and enjoy the peace of mind that comes with no annual fee.
| Card Highlights | Additional Benefits |
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The Business Platinum Card® from American Express
The Business Platinum Card® from American Express is a premier credit card designed for business travelers seeking luxury travel perks and exclusive benefits. With this card, you can elevate your travel experience and enjoy a range of privileges that enhance your business trips.
When you sign up for The Business Platinum Card® from American Express, you’ll be eligible for a generous welcome offer of 120,000 Membership Rewards® points. All you need to do is spend $15,000 on eligible purchases within the first 3 months. These points can be redeemed for flights, hotel stays, and other travel-related expenses, maximizing the value of your business spending.
One of the standout features of The Business Platinum Card® from American Express is the access to the American Express Global Lounge Collection®. With over 1,400 airport lounges worldwide, you can unwind and recharge in style before or between flights. Whether you need a quiet space to work, enjoy a complimentary meal, or simply relax in a luxurious environment, the airport lounge access provided by this card ensures your comfort and convenience.
The luxury travel perks offered by The Business Platinum Card® from American Express extend beyond airport lounge access. Cardholders also receive automatic elite status in various travel loyalty programs, providing them with exclusive benefits and privileges at hotels and car rental companies. Additionally, this card offers premium travel protections, including travel insurance, baggage insurance, and car rental loss and damage insurance, giving you peace of mind during your business travels.
To further enhance your business experience, The Business Platinum Card® from American Express offers statement credits for select purchases. These credits can be used for a variety of business expenses, such as Dell Technologies purchases, wireless telephone services, and shipping costs.
Key Features of The Business Platinum Card® from American Express:
- 120,000 Membership Rewards® points welcome offer
- 5x points on flights and prepaid hotels booked through AmexTravel.com
- 1x points on every dollar spent on eligible purchases
- American Express Global Lounge Collection® access
- Automatic elite status in travel loyalty programs
- Premium travel protections
- Statement credits for select business purchases
| Pros | Cons |
|---|---|
| – Generous welcome offer | – High annual fee |
| – Access to airport lounges worldwide | – Some benefits may not be used by all cardholders |
| – Automatic elite status in travel loyalty programs | |
| – Premium travel protections | |
| – Statement credits for select purchases |
Southwest® Rapid Rewards® Performance Business Credit Card
The Southwest® Rapid Rewards® Performance Business Credit Card is an ideal choice for businesses that frequently fly domestically. With this card, you can earn 80,000 points after spending $5,000 on purchases in the first 3 months. Cardholders earn 4x points on Southwest purchases, 3x points on Rapid Rewards hotel and car rental partners, 2x points on rideshare and social media/search engine advertising, and 1x points on all other purchases. The card also offers various travel benefits, such as in-flight WiFi credits and upgraded boardings.
| Card Benefits | Details |
|---|---|
| Earning Points |
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| Signup Bonus |
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| Travel Benefits |
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IHG One Rewards Premier Business Credit Card
The IHG One Rewards Premier Business Credit Card is an excellent choice for businesses that frequently stay at IHG hotels. With this card, you can earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months.
Cardholders earn up to 26 points per dollar spent at IHG hotels and 5x points on travel, gas stations, restaurants, social media/search engine advertising, and office supply stores.
This card offers exceptional rewards and benefits tailored specifically for businesses that prioritize IHG hotel stays. With the ability to earn up to 26 points per dollar spent at IHG hotels and 5x points on various everyday business expenses, it’s a valuable asset for maximizing your travel and business spending efficiency.
Additionally, the IHG One Rewards Premier Business Credit Card offers an array of enticing perks. Cardholders are granted an annual free night certificate, allowing for a complimentary night’s stay at any IHG hotel. This benefit alone can provide significant savings for frequent travelers.
Furthermore, holders of this card receive VIP treatment with IHG Platinum Elite status. This status unlocks exclusive privileges, such as room upgrades, priority check-in, and late check-out, enhancing your overall hotel experience.
Lastly, the IHG One Rewards Premier Business Credit Card provides an opportunity to earn additional TravelBank Cash, which can be used on future IHG stays, ensuring even greater value and flexibility for loyal customers.
Highlights of the IHG One Rewards Premier Business Credit Card:
- Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months
- Up to 26 points per dollar spent at IHG hotels
- 5x points on travel, gas stations, restaurants, social media/search engine advertising, and office supply stores
- Annual free night certificate for IHG hotel stays
- VIP treatment with IHG Platinum Elite status
- Opportunity to earn additional TravelBank Cash
With its generous rewards program and exclusive perks, the IHG One Rewards Premier Business Credit Card is a valuable tool for businesses seeking to optimize their hotel expenses and enjoy a seamless travel experience.
The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express is an excellent option for businesses looking for a no annual fee card with flat-rate rewards. With this card, you can earn 2x Membership Rewards® points on everyday business purchases up to $50,000 per year, and 1x point per dollar spent thereafter.
One of the standout features of this card is its welcome offer of 15,000 Membership Rewards® points after spending $3,000 in the first 3 months. This bonus can help jumpstart your rewards earning potential.
In addition to its rewards program, The Blue Business® Plus Credit Card from American Express offers a 0% introductory APR on purchases for the first 12 months. This feature can be incredibly valuable for businesses looking to make large purchases and pay them off over time without incurring interest charges.
Another advantage of this card is its simplicity. With a flat-rate rewards system, you don’t have to worry about keeping track of specific spending categories or maximizing bonus points. Instead, you earn a consistent rate on all eligible purchases, making it easy to calculate and maximize your rewards.
Here’s a closer look at the key benefits of The Blue Business® Plus Credit Card from American Express:
| Card Benefits | Details |
|---|---|
| Earn Rate | 2x points on eligible business purchases up to $50,000 per year, then 1x points |
| Welcome Offer | 15,000 Membership Rewards® points after spending $3,000 in the first 3 months |
| Introductory APR | 0% introductory APR on purchases for the first 12 months |
| No Annual Fee | Enjoy the benefits of this card without any annual fee |
With its competitive rewards program, welcome offer, and lack of an annual fee, The Blue Business® Plus Credit Card from American Express is a smart choice for businesses looking to maximize their earning potential without breaking the bank.
American Express® Business Gold Card
The American Express® Business Gold Card is a popular choice for businesses looking to automatically enhance their earnings. With this card, you can earn 4x Membership Rewards® points on the two categories where your business spends the most each billing cycle. This allows you to maximize your rewards in areas that matter most to your business. Whether it’s travel, advertising, shipping, technology, or other business expenses, the American Express® Business Gold Card ensures that you earn valuable points on every eligible purchase.
In addition to enhanced earnings, the American Express® Business Gold Card offers a welcome offer of 15,000 Membership Rewards® points after spending $3,000 on eligible purchases within the first 3 months. This bonus allows you to jumpstart your rewards and quickly work towards redeeming for valuable travel, merchandise, or other rewards.
As a cardholder, you’ll also enjoy a range of benefits and perks. The American Express® Business Gold Card provides purchase protection, which safeguards your eligible purchases against accidental damage or theft for up to 120 days from the date of purchase. This coverage provides peace of mind when purchasing essential business equipment or supplies.
Another benefit of the American Express® Business Gold Card is access to the American Express Global Lounge Collection®. This collection grants you access to over 1,400 airport lounges worldwide, offering a comfortable and quiet space to relax or catch up on work before your flight.
Moreover, the American Express® Business Gold Card offers a flexible redemption program, allowing you to use your Membership Rewards® points for a variety of rewards. You can redeem points for travel bookings, statement credits, gift cards, or even transfer points to various airline or hotel loyalty programs to maximize their value.
Here is a table outlining the key features and benefits of the American Express® Business Gold Card:
| Features | Benefits |
|---|---|
| 4x Membership Rewards® points on the two categories where your business spends the most each billing cycle. | – Earn more points in areas that matter most to your business. – Maximize rewards potential on eligible purchases. |
| 15,000 Membership Rewards® points welcome offer after spending $3,000 on eligible purchases within the first 3 months. | – Jumpstart your rewards and earn valuable points quickly. |
| Purchase protection | – Protect eligible purchases against accidental damage or theft. |
| Access to the American Express Global Lounge Collection® | – Enjoy access to over 1,400 airport lounges worldwide. |
| Flexible redemption options | – Redeem points for travel bookings, statement credits, gift cards, or transfer to various airline or hotel loyalty programs. |
Wyndham Rewards Earner® Business Card
The Wyndham Rewards Earner® Business Card is an ideal choice for road warriors who frequently stay at Wyndham hotels. This hotel card offers valuable rewards and benefits that can enhance your business travel experience.
With the Wyndham Rewards Earner® Business Card, you can earn 45,000 bonus points after spending $3,000 in the first 90 days. These bonus points are equivalent to up to 6 free nights at participating Wyndham hotels, allowing you to save on accommodation expenses while traveling.
Cardholders also have the opportunity to earn points on every purchase. You can earn up to 8x points on Wyndham stays and gas purchases, maximizing your rewards potential. Additionally, you can earn 5x points on marketing, advertising, and utilities, helping you earn rewards on essential business expenses.
One of the standout features of this hotel card is the Wyndham Platinum Elite status that comes with it. As a Platinum Elite member, you’ll have access to exclusive benefits such as room upgrades, late checkout, and early check-in, ensuring a comfortable and convenient stay at Wyndham hotels.
In addition to the rewards and benefits, the Wyndham Rewards Earner® Business Card provides a statement credit for Wyndham hotel purchases. This credit can help offset your business travel expenses, allowing you to save even more.
| Card Benefits | Details |
|---|---|
| Bonus Points | 45,000 bonus points after spending $3,000 in the first 90 days |
| Earning Potential | Up to 8x points on Wyndham stays and gas purchases 5x points on marketing, advertising, and utilities 1x points on all other purchases |
| Wyndham Platinum Elite Status | Access to exclusive benefits such as room upgrades, late checkout, and early check-in |
| Statement Credit | For Wyndham hotel purchases |
With its generous rewards, elite status, and statement credit, the Wyndham Rewards Earner® Business Card is an excellent choice for road warriors who want to maximize their rewards and enjoy a comfortable stay at Wyndham hotels.
Alaska Airlines Visa® Business Credit Card
The Alaska Airlines Visa® Business Credit Card is an excellent choice for businesses that frequently travel with Alaska Airlines. With this card, you can earn 50,000 bonus miles and a companion fare from $121 after spending $2,000 in the first 90 days. Cardholders earn 3x miles on Alaska Airlines purchases and 1x miles on all other purchases. The card also offers various benefits, including a free checked bag, discounted day passes to Alaska Lounge locations, and the ability to earn elite status.
If you’re a business owner who often flies with Alaska Airlines, this airline card provides exceptional rewards and perks. The 50,000 bonus miles and companion fare make it easy to save on flights, while the 3x miles on Alaska Airlines purchases help you accumulate miles faster. Additionally, the free checked bag benefit is a valuable cost-saving feature for businesses that require additional luggage on their trips.
With the Alaska Airlines Visa® Business Credit Card, you can take advantage of redemption sweet spots and maximize the value of your miles. Explore various destinations, book flights for your business trips, and enjoy the benefits of being an Alaska Airlines Visa® Business Credit Cardholder.
Key Features:
- 50,000 bonus miles and a companion fare from $121 after spending $2,000 in the first 90 days
- 3x miles on Alaska Airlines purchases
- 1x miles on all other purchases
- Free checked bag for you and up to six guests on the same reservation
- Discounted day passes to Alaska Lounge locations
- Ability to earn elite status
| Pros | Cons |
|---|---|
| Generous sign-up bonus | No 0% intro APR period for purchases |
| Earns 3x miles on Alaska Airlines purchases | Annual fee of $75 for the company and $25 per card |
| Free checked bag benefit | Companion fare has some restrictions |
| Discounted day passes to Alaska Lounge locations | |
| Ability to earn elite status |
Also Read : Applied Bank Credit Card: Secure & Reliable Credit
Conclusion
In conclusion, the best business credit cards for travel offer exceptional rewards, points, and perks that can significantly benefit your business. These cards provide a convenient way to earn valuable travel rewards while managing your business expenses. With a wide range of options available, you can choose a card that aligns with your business’s spending habits and travel preferences.
Whether you’re looking for flat-rate rewards to maximize your overall earning potential, airline-specific benefits to enhance your travel experience, or hotel rewards to enjoy luxurious stays, there is a business credit card for you. These cards not only help you save money on business trips but also provide access to exclusive perks, such as airport lounge access, priority boarding, and travel protection.
When selecting the best business credit card for travel, consider factors such as annual fees, rewards structures, transferable points, and redemption options. Assess the specific needs of your business and determine which card offers the most value and flexibility. By making an informed decision, you can take full advantage of the valuable rewards and perks these cards have to offer, ultimately improving your bottom line and enhancing your business travel experiences.
FAQs
Q: What are the key factors to consider when choosing the best business credit card for travel rewards?
A: Key factors to consider include the rewards structure, annual fees, additional cardholder benefits, compatibility with business expenses, and the flexibility of redeeming rewards for travel.
Q: What is the best way to earn and maximize travel rewards with a business credit card?
A: The best way to maximize travel rewards is to use the card for business-related expenses, take advantage of introductory bonus offers, and strategically redeem rewards for travel-related expenses.
Q: What are some of the notable perks offered by top business travel credit cards?
A: Notable perks can include airport lounge access, travel insurance, statement credits for travel-related expenses, complimentary elite status with airlines or hotels, and bonus points for business-related spending categories.
Q: How does a business credit card for travel rewards impact my personal credit score?
A: Generally, business credit card activity does not impact your personal credit score unless you default on payments or have a co-branded card that reports activity to personal credit bureaus.
Q: Can I get an employee card for my business with a business credit card for travel rewards?
A: Yes, most business credit cards for travel rewards offer the option to add employee cards with individual spending limits, allowing you to earn rewards for your employee’s business-related expenses.
Q: What types of business expenses can I use a business credit card for travel rewards to pay for?
A: You can use a business credit card for travel rewards to pay for a wide range of business expenses such as flights, hotels, rental cars, dining, conference fees, and other travel-related costs.
Q: How do I qualify for a small business credit card for travel rewards?
A: You can typically qualify for a small business credit card for travel rewards if you have a legitimate business, whether it’s a sole proprietorship, partnership, or corporation, and have a good personal credit score.
Q: What are the best strategies for redeeming travel rewards earned with a business credit card?
A: The best strategies for redeeming travel rewards include booking flights and hotels directly through the card issuer’s travel portal, transferring points to partner loyalty programs, and taking advantage of statement credits for travel expenses.
Source Links
- https://www.cnbc.com/select/best-business-credit-cards-travel/
- https://www.nerdwallet.com/best/small-business/travel-credit-cards-business
- https://www.forbes.com/advisor/credit-cards/best/business-travel/